Episode 5 a great expert on a portion of such certificates was 28-year-old Sergei S. on a false passport, he gained credit in 12 banks totaling more than 500,000 rubles. In order to confirm their ability to pay, he himself printed the statement of earnings and put them in print non-existent companies. Zamorochit to head the security services, he designed the forms of these certificates “special way: the top in big letters he wrote CORPORATION, and below, the fine print: Manufacturing Company. Thus, a bank clerk, who checked the papers, it seems as though no one well-known private company is a subdivision of the well-known giant of the construction industry in Moscow and its environs.
The audit was conducted not as thoroughly and as a result deceiver not denied credit. Sergey S. committed yet another tricky combination – to prove the legality of their income to banks, it temporarily, under a false name, a job in a small firm, which had a staff of only two employees: general director and his secretary. The firm was engaged in “cashing” money, the real business is not conducted, and when Sergei S. promised her leadership the new money for new clients, CEO, without thinking twice, appointed by rogue Commercial Director, and entrusting him to print the company departed rest in Turkey. Fraudster made himself first of all thirty copies of statement of earnings and persuaded the young secretary, to make it in the absence of all calls from the bank meets, though he is not working for two days and two years.
For this, he promised the girl to buy a mobile phone with a camera … However, in most cases, swindlers are much easier (not zamorachivayas!): The forms of certificates of income instead of a telephone company, where they supposedly work, print of telephone your friends and acquaintances who are with them in concert. According to the job description the employee security should not limited to telephone conversations, personally go to the place of work and residence of the client and carefully figure out where all the questions. But unfortunately, this rule does not comply with all and not always otherwise would not have been such significant losses banks from the activities of fraudsters. Most responsible conduct credit checks former secret service officers who have rich experience in such matters. One of these security officers denounced the bank fraudster who tried to get considerable credit with a false passport. This passport holder was careless enough to rent out rogue’s apartment, and besides, yet somehow left unattended when their papers. The attacker stole them, pasted back my picture and went for a loan. The bank, in the past – on-line worker at a glance that the passport is fake, so called not only home to “Borrower”, but also to its neighbors, whose numbers he found in the background. He managed to find among them people who knew this family and they gave him the address and telephone number of the wife of the present owner of the passport, where he resided in this moment. This passport holder told the security officers of the bank that no credit was not going to take and does not intend, and his passport somewhere lost.