Although debt negotiation companies have a bad reputation, I do not think we can judge them all equally. It is true that some companies take advantage of trading debts of customers, but also a large number of serious companies that have achieved very good results. In fact I have noticed that most of the complaints that customers have come from unrealistic expectations about what is entering a debt negotiation. Here are some examples of the most common misunderstandings that can help you understand a little more the possibilities and limits of debt negotiation companies. The biggest problem I see in the market for clients, is that the latter because of their desperation are sometimes easy targets and do not use common sense to analyze these companies well, choosing either. The other is that customers will assume that only paying cents for his debt and credit card companies will not choose to sue them once they enter into a program trading – which is totally false.

Currently a debt negotiation company usually can negotiate quality between 40-60% of the debt. You can pay more or pay less. In any case, neither company would brag about saving money client not to enter the program, which was sued as a result end up paying for 80% of its debt. Unlike going to flaunt the client only had to pay 20% of its debt. Both examples are real, though seldom so extreme. It is more logical to estimate that the customer can account for between 40-60% of the debt in a settlement.